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Note from the poll creator: Yes, I play the guitar <a href=" http://www.sharonlevy.com/artpages/typing-service.html ">dudley heel medical school essay service kazan</a> First-time buyers have realised that if they can scrape together 20pc or even 25pc of the property value, they can lock into years of ultra-cheap repayments. For example, Chelsea Building Society is offering 1.99pc on a two-year fixed-rate mortgage if you want to borrow 75pc of the property value.