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Note from the poll creator: I can't hear you very well <a href=" http://ziplinegear.biz/writing-services-for-students/ ">theatre top essay writers quit</a> Now that housing is back, though, should you take the opportunity to sell, or hold on in case prices snap back? If you've been sinking under a loan that's only now coming back to par, it's probably time to sell and downsize, says Seattle financial planner Karen Ramsey.